1. About Amrit Bharat
Amrit Bharat Health Card (ABHC) is a prepaid rechargeable healthcare membership program developed by Grosag Ventures to help individuals and families reduce healthcare expenses through exclusive savings and Health Points (HP).
Members receive access to discounts on eligible healthcare and wellness products and services offered by partnered brands and professionals. Every eligible purchase earns Health Points that can be redeemed for future healthcare and wellness needs, subject to the applicable terms and conditions.
The objective of ABHC is to encourage proactive healthcare planning by rewarding healthy spending and creating a healthcare savings ecosystem.
2. Disclaimer
2.1 Membership Program
ABHC is a membership program and is not an insurance policy, medical reimbursement scheme, investment product, banking service, or government healthcare scheme.
2.2 Benefit Availability
Discounts, Health Points, partner offers, products, and services are subject to availability and may vary from time to time.
2.3 Verification Rights
All Health Point claims, invoice submissions, and redemption requests are subject to verification and approval by Grosag Ventures.
2.4 No Medical Liability
Grosag Ventures does not provide medical advice or healthcare treatment and is not responsible for the quality, outcome, or effectiveness of products or services offered by partner organizations.
2.5 Policy Updates
The company reserves the right to modify, suspend, or discontinue any benefit, partner, redemption policy, or membership feature without prior notice wherever required.
3. Terms and Conditions
3.1 Membership
Membership becomes active only after successful payment, KYC verification, and card activation.
3.2 Non Refundable
All membership fees, shipping charges, recharge amounts, and other payments are non refundable once successfully processed.
3.3 Health Points
Health Points have no cash value and cannot be exchanged, transferred, sold, or converted into money.
3.4 Card Validity
Membership remains valid for a lifetime provided the card remains active through applicable recharge requirements.
3.5 Card Ownership
Each card is issued to one verified individual and remains non transferable.
3.6 Company Rights
Grosag Ventures reserves the right to reject, suspend, or terminate membership in case of fraud, misuse, false information, or violation of company policies.
4. Health Card Usage Terms
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4.1
Personal Use: The Health Card can only be used by the registered card holder.
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4.2
Health Point Redemption: Health Points may only be redeemed against eligible healthcare and wellness products or services approved by the company.
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4.3
Invoice Submission: Invoices submitted for Health Point redemption must be genuine, valid, and issued in the registered card holder's name.
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4.4
Verification Process: The company may request additional documents before approving any redemption request.
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4.5
Card Misuse: Any misuse, duplicate claims, forged invoices, or fraudulent activity may lead to cancellation of membership and forfeiture of all Health Points.
5. User Terms
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5.1
Accurate Information: Users must provide correct personal details, identity proof, and contact information.
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5.2
KYC Requirement: Membership benefits become available only after successful KYC verification.
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5.3
Communication: Users agree to receive important updates regarding membership, offers, recharge reminders, and policy changes through SMS, email, WhatsApp, or phone calls.
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5.4
Responsibility: Users are responsible for protecting their membership details and reporting any misuse immediately.
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5.5
Acceptance: Continued use of the Health Card constitutes acceptance of all current and future membership policies.
6. Partnered Product and Services Purchase Terms
6.1 Eligible Purchases
Health Points are earned only on eligible purchases made from approved partnered brands, professionals, or through company approved channels.
6.2 Discount Eligibility
Partner discounts may differ between brands and are subject to individual partner policies.
6.3 Invoice Based Redemption
Health Point redemption through invoice submission is available only for eligible healthcare and wellness related products or services after successful verification.
6.4 Partner Responsibility
Products and services are provided directly by the respective partner. Grosag Ventures acts only as the membership facilitator and is not responsible for product quality, warranty, medical advice, delivery delays, or service disputes.
6.5 Modification of Partners
Partner brands, professionals, products, services, offers, discounts, and redemption policies may be added, removed, or modified at the sole discretion of Grosag Ventures without prior notice.
General Declaration
By purchasing, activating, recharging, or using the Amrit Bharat Health Card, the member confirms that they have read, understood, and agreed to all the terms, conditions, policies, and guidelines issued by Grosag Ventures from time to time.